Free browser tool
USCC and SWIFT beneficiary pre-check
This browser pre-check tests an 18-character Unified Social Credit Code against the GB 32100-2015 check digit, reads its registration type and area code, and compares an ISO 9362 SWIFT country code and payee name with the invoice. It queries no registry.
Last reviewed: November 15, 2026.
Interactive Pre-Payment Document & Registry Format Checker
Test whether a supplier's 18-digit Unified Social Credit Code (USCC) passes the standard
GB 32100-2015 check-digit calculation, check whether the bank SWIFT code routes to
Mainland China (CN) or another jurisdiction (ISO 9362), and compare your
Proforma Invoice (PI) issuer against the proposed payment beneficiary before submitting a Free Triage file.
For a valid code it also reads the registration type (company, individually-owned business or other) and the province
of the registering authority from the code itself.
(Client-side pre-check: an instant format and check-digit test, the GB 32100-2015 18-character USCC checksum and the ISO 9362 SWIFT country code characters, run in your browser only. It does not query government registries directly from this page and does not verify live registry status, account ownership, or supplier safety.)
Send These Details to Free Triage ($0) → Free Triage confirms whether your case fits one supplier and one pre-payment decision before any paid review or monthly workspace plan. The details stay in this browser until you submit the form.
What the 18 characters encode (GB 32100-2015)
| Characters | Meaning |
|---|---|
| 1 | Registration authority code (for example 9: the market regulator, which registers companies) |
| 2 | Entity type code (under 9: 1 enterprise, 2 individually-owned business, 3 farmers' cooperative) |
| 3-8 | Administrative division code of the registering authority (first two digits: province) |
| 9-17 | Organisation identifier |
| 18 | Check character computed from characters 1-17 |
A valid check character and a known area code mean the code is well formed. They do not show that the company is active, what its business scope is, or who owns a bank account: those need the registry at gsxt.gov.cn and the documents of the order. The rules used here are published as uscc-rules.json.
What this tool does not do
ChinaPayCheck is not a freight forwarder, customs broker, bank, escrow service or law firm. The calculators run in your browser on the figures you enter; nothing is sent anywhere, and the results are arithmetic, not quotes or advice.
To check the company behind a quote before paying, send the PI and the payment instruction to Free Triage (USD 0). Ongoing sourcing runs on flat monthly workspace plans with no percentage sourcing fee.
Work with a China sourcing agent
ChinaPayCheck is a China sourcing agent for overseas buyers, sold as a monthly membership: the ChinaPayCheck workspace app plus sourcing help from our China desk. We find and verify suppliers, check them before you pay, and follow production, quality control and shipping.
Membership: Free USD 0, Starter USD 20 a month, Growth USD 100 a month, Pro USD 200 a month. Cancel any time; a paid plan runs to the end of the period you paid for.